Advance America aims to provide quick and easy payday loans (for up to $1000), so you can have your money when you need it most. Advance America can also transfer funds from your check to a personalized Visa prepaid card, so you can avoid the hassle of cashing large checks. When coming in to get a payday loan, make sure to bring two forms of ID, a bank statement, a paycheck stub, a personal check and verification of your social security number.