History
In 2008 our parent company re-branded its originations assets as Caliber Funding and acquired The CIT Group's lending assets and rebranded as Vericrest Financial. After several years in business as two separate entities, Caliber Home Loans premiered in 2013. Since many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today's homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process. From the very top, we're equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process...a commitment that resonates throughout all of Caliber. The result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we've grown to become a leading mortgage lender in just under three years**. ** Sources: Inside Mortgage Finance, Mortgagestats.com.
Specialties
Unlike many banking institutions, mortgages are our only business. What's in it for you? More loan choices, many with fewer restrictions - and that's just the beginning. Our porfolio loans provide solutions for borrowers who require a non-traditional approach to home financing. After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you. We offer a growing range of home loan and refinancing options. These include: Conventional | Relief Refinance | HomeStyle Renovation | Home Possible | Home Ready | DU Refi Plus | Jumbo and Jumbo Alternative Loans | Jumbo Interest-Only ARM | FHA Fixed-rate and ARMs | FHA 203(k) Fixed Rate Rehab | FHA Streamline Refinance | USDA Loans | VA Streamline Refinance (IRRRL) | VA Fixed-rate and ARMs | Homeowner's Access | Fresh Start Program | Investment | Foreign National *some exclusions apply