Beneficial is a financial institution that specializes in providing personal lending solutions. The company offers mortgage refinance, debt consolidation, and home equity and appraisal loans. It also provides fixed- and adjustable-rate mortgages. Beneficial offers money management and credit education services, as well as helps clients calculate monthly mortgage payments. Through Help for Communities, the company supports several local nonprofit and community organizations. It is a part of HSBC Group, which is one of the largest banking and financial services organizations worldwide. HSBC Group s network includes more than 9,500 offices in over 75 countries. With an office in Winchester, Va., Beneficial maintains nearly 800 branches in approximately 45 states.
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