First Bank, also known as First Bank & Trust, offers products and services for individuals and businesses. The bank serves customers in more than 175 locations. The bank s holding company headquarters is in Clayton, Mo., with charter headquarters in Creve Coeur, Mo. The bank provides a variety of services, including personal banking options, such as checking accounts, savings accounts, money markets, online banking, telephone banking, debit cards, mortgage, home equity, credit cards, certificates of deposit, individual retirement accounts and insurance services; small business banking options, such as checking accounts, savings accounts, money markets, online banking, telephone banking, debit cards, merchant cards, lines of credit, term loans, small business association loans, credit cards, retirement plan services, investment services and insurance services; commercial services, such as treasury management services, business financing and international trade services; home loans; and investments. First Bank has multiple locations serving customers in Illinois, Missouri, Texas and California.