To provide a safe and financially sound institution where members can invest their savings with peace of mind and assurance that their financial needs will be met with ethical and responsible, friendly service. The commitment to providing competitive rates, both dividends on savings and interest on loans, while maintaining a cost-effective quality continues to dominate management goals. Present members, and those who join Waco Federal in the future ; will be the object of the ever present pledge of "People Helping People" and will experience the unique privilege of belonging to Waco Federal Credit Union. WACO FEDERAL CREDIT UNION was chartered on October 17, 1949. We are now celebrating fifty years of member service. Then, as now, we operate under the credit union philosophy of "Not for profit, not for charity, but for service".