Founded in 1899, Merchants State Bank is a locally owned, community-based financial institution that offers a range of banking services. The bank provides a variety of Internet and telephone banking services. It offers checking, savings and individual retirement accounts. The bank provides certificates of deposit and money market accounts. It offers online credit applications and cashier s checks. The bank provides ATM, debit and credit cards. Merchants State Bank serves customers in Freeman, Hurley and Viborg cities in South Dakota. The bank offers consumer, personal, real estate and home improvement loans. It also provides commercial and agricultural loans. The bank additionally publishes a newsletter. Merchants State Bank is a member of the Federal Deposit Insurance Corporation.
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