Founded in 1910, Farmers & Merchants State Bank is a community financial institution. It offers a broad spectrum of financial services for home, business, educational and retirement purposes. The bank s portfolio of financial services include checking, savings and retirement accounts, time certificates, debit and credit cards, safe deposit boxes, notary services, savings bonds, electronic wires, online banking, statement imaging and electronic payroll. It also offers a wide array of lending options, such as agriculture, real estate, consumer, commercial and student loans. Farmers & Merchants State Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.
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