Originally founded in Westerly in 1800, Washington Trust is the largest independent bank in the state and the oldest bank in the nation. Washington Trust is a state-chartered bank and offers a full range of financial services such as personal and business banking and wealth management and trust services. Personal banking services include checking and savings accounts, mortgages, loans, on-line banking and money markets, CDs and savings in addition to others. Business banking services include checking and savings accounts, credit card processing services, cash management services, online banking in addition to several more.