Credit repair doesn't have to be a hassle, The Credit People keep it simple: Credit repair companies negotiate with the 3 credit bureaus to remove or change negative reporting. They make an analysis and search for areas of improvement on credit reporting regulations to help change negative items or remove them entirely. You have your credit report. It's essentially a "big brother" report card updated by your creditors and maintained by the credit reporting agencies, Equifax, TransUnion, and Experian. Credit repair is about making sure the credit reporting agencies are creating that report card "fairly". It's about making sure that what's on that report card even belongs there. It's about restoring your credit report to it's highest potential, legally. And finally, it's about making sure your credit report is optimized so it can produce the best possible credit score.
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