Farmers Citizens Bank has been serving farmers and business clients since 1907. The bank offers a variety of financial products and services. It also provides a range of financial assistance and consulting services. The bank offers savings, money market, and business and community checking accounts. Farmers Citizens Bank provides Internet banking and wire transfer services. It offers travelers and cashiers checks and ATM and credit cards. The bank provides safe-deposit boxes, as well as online payment calculators. In addition, it offers personal, real estate, commercial, agricultural and home equity loans. Farmers Citizens Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and Equal Housing Lender.