Lucas Metropolitan Housing, 435 Nebraska Ave, Toledo, OH 43604, US

The Heat And Warmth Fund THAW is an independent non-profit agency that provides low-income individuals and families with emergency energy assistance and advocates for long-term solutions to energy issues. Charity Navigator has rated THAW a FOUR STAR charity ( the highest rating available ) for six years in a row. This means that THAW "exceeds industry standards and outperforms most charities." Last year only 8 percent of THAW's budget was spent on administrative and fundraising costs, while 92 percent of every dollar THAW received directly helped those in need. Since its inception, $90.4 million in assistance has been distributed to more than 143, 000 Michigan households, including elderly, unemployed, underemployed, disabled individuals who found themselves in temporary crisis. During the 2009-2010 heating season, THAW distributed more than $7.4 million in energy assistance to more than 8, 700 households.The Heat And Warmth Fund ( THAW ) is an independent non-profit agency that provides low-income individuals and families with emergency energy assistance and advocates for long-term solutions to energy issues.