Farmers & Merchants State Bank has approximately 15 offices and ATMs located in Fulton, Williams, Henry and Defiance counties, Ohio. The bank serves the financial needs of individuals, farmers, businesses and industries by offering the traditional banking products, as well as Internet and telephone banking products. Personal and business banking products and services, include checking accounts, overdraft protection, online bill pay, savings, certificate of deposit, Individual retirement accounts and bankcards. The bank also offers loans, such as home mortgage loans, home equity loans, personal loans and auto rates. A subsidiary of Farmers & Merchants Bancorp, Farmers & Merchants State Bank is located in Archbold, Ohio.
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