The North Carolina Joint Underwriters Association (NCJUA) and the North Carolina Insurance Underwriting Association (NCIUA) are tax-exempt associations of insurance companies providing property insurance coverage in North Carolina since 1969. Created by law, they serve as markets of last resort to offer basic and essential property insurance to property owners in the state.
While NCJUA-NCIUA does not offer flood insurance, they work to ensure property owners in North Carolina have access to adequate insurance coverage, particularly in coastal and beach areas. Policyholders, producers, and member insurers can rely on these associations for essential property insurance needs.
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