ImmediateAnnuities.com is the Web site of Hersh Stern, an online immediate annuity broker. It is a provider of such annuity products as retirement securities, charitable gift annuities, IRAs and pension plans. It also offers annuity consulting services. The company's clients include Bulova Watch, Coulter Corp., Gumps, McCall's, Richardson-Vicks, Tokio Marine, Velcro Corp. and Wickes Furniture.