Peoples Bank and Trust was founded in 1924 as Peoples Bank of Hawk Point. It is an independently owned community bank that serves the residents of Lincoln and St. Charles County, Missouri. The banks services include personal and business checking accounts, savings and money market accounts, certificates of deposit and mortgages. Peoples Bank and Trust has its main office in Troy, Mich., and branches in Troy, O Fallon, Winfield, Hawk Point and Elsberry, Mo.
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