Mechanics Bank is a community bank that serves the Mississippi communities of Oxford and Water Valley. Founded in 1892, the bank has more than $100 million in assets and serves Yalobusha and Lafayette counties with five locations and a mortgage loan office. Mechanics Bank is a full-service bank offering checking and savings accounts, certificates of deposit, individual retirement accounts, credit, debit and automatic teller machines cards and a variety of loans. It also offers online banking and bill paying. Mechanics Bank provides modern banking conveniences, such as telephone banking, overdraft protection, travelers checks, night depository and safe deposit boxes. It also offers full brokerage investment services through an affiliate and has a trust department.
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