A Division of Provincial Bank, United Residential Mortgage serves the lending needs of real estate professionals, builders and individual home buyers. Provincial Bank of Lakeville purchased United Residential Mortgage of Edina in 2008. The company is a full service mortgage bank with an experienced staff with expertise in all areas of mortgage lending, from purchase to refinance to construction lending. The loan offers work to find the best rates, terms and costs for each customer and provide regular loan updates and progress reports. It also has a special mortgage manager service for those considering refinancing their mortgage. All of the mortgage services are available online at the company's Web site. There's also a handy rate watcher you can sign up for if you're waiting for rates to drop to a certain level. Finally, there's a handy glossary of terms and definitions online.