Sterling State Bank dates back 52 years, when it first opened its doors in Austin, MN. Today, the bank has expanded to other locations, but is still locally-owned and -operated. Sterling State Bank offers traditional banking services, including checking and savings accounts, as well as online banking, telephone banking, credit cards, debit cards and safe deposit boxes at each location. Home Mortgages, home equity loans, lines of credit and car loans are also available.