Established in 1902, First National Financial Service is a privately owned, full-service financial holding company. It offers a wide range of personal, business, mortgage and investment financial services. Its consumer banking services include ATM facility, and 24-hours telephone banking for accessing account information and providing funds transfers. The bank also provides Internet banking service for reviewing account activities and paying bills. Its deposit products include a variety of checking, savings, individual retirement and money market accounts, and certificates of deposit. The company also offers mortgage, home equity and installment loans, debit and credit cards, and personal lines of credit. Its range of commercial banking services include commercial checking and savings accounts, depository and cash management services, term loans, and mobile banking. First National Financial Service is headquartered in Elk River, Minn.
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