The Northern State Bank provides a wide range of financial products and services to its customers. The bank offers passbook savings accounts, certificates of deposit, individual retirement accounts, safe deposit boxes, credit cards and savings bonds. It offers a variety of loan products to its customers. The bank provides special checking accounts for senior citizens. It offers a wide array of services, such as wire transfers, money orders, Canadian currency exchange, telephonic transfers and 24-hour ATM services. Additionally, the bank offers insurance products for vehicles, homes, businesses, farms, crops, floods and life insurance. The Northern State Bank is located in Thief River Falls, Minn.