Bank of America boasts of being the first national bank of Boston, hence its name. Although one of the oldest - if not the oldest - bank in America, it keeps up with the latest technology to make your banking as simple as possible. Its ATMs are state-of-the-art, easy and fast to use for depositing or withdrawing. Bank of America also provides many different loans and credits such as a student's first credit card or a first home mortgage. Additional services include checking and savings accounts, CDs, mortgage, refinancing, home equity, auto loans, insurance and protection and IRAs.