Citizens Financial Corporation is a financial services company organized as an insurance holding company. Operations are conducted through its principal subsidiaries: Citizens Security Life Insurance Company, United Liberty Life Insurance Company and Citizens Insurance Company. Through these subsidiaries, the company offers life insurance, annuities and accident and health insurance. Its subsidiary companies are licensed to sell products in more than 25 states and the District of Columbia. Insurance products offered include individual life, traditional whole life, final expense life, pre-need life, term life and universal life. Citizens Financial Corporation is located in Louisville, Ky.
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