Sagamore Home Mortgage NKY, 211 Grandview Dr, Ste 225, Ft Mitchell, KY 41017, US

About Loan One A privately held multi-state lender, Loan One offers the low rates of a lender and the low fees of a bank with personal experience from your own mortgage banker who will be available from initial inquiry through final loan closing. We can help if you are buying a new home, refinancing, renovating or simply want a second opinion. At Loan One, we offer a true cost comparison, real rates and closings in less than 15 days for most files. Loan One prides itself in providing quick, no-nonsense loan services to customers. At Loan One, we will listen, review your options and make our recommendations. If a loan is not right for you, we'll explain why. Our approach is simple and straightforward. Loan One Mortgage Co was incorporated in April 2007, after its acquisition of Excel Financial Services, a mortgage brokerage firm that served Wilmington, Ohio for 15 years. Loan One's mission is to provide its owners a mechanism to becoming or purchasing a bank which, in time, will allow Loan One to originate low-cost, low-rate mortgage loans to well-qualified customers. Loan One's structure emphasizes the importance of making sound risk-based loan decisions that will result in a solid performing portfolio of mortgage paper. With customer service at its core, Loan One began its first loan to the public in April 2008. Shortly thereafter, based on its principles and sound underwriting, Loan One became approved by HUD as a Non-Supervised Mortgagee able to make FHA loans to customers in 10 states: South Carolina, Maryland, Washington DC, Tennessee, New Mexico, Texas, Indiana, Ohio, Kentucky and Connecticut. In late 2008, Loan One became a conventional delegated lender, which has the capability to underwrite, approve and fund its own loans for several large banks such as Huntington Bank, Fifth Third Bank, Michigan Mutual Inc, Flagstar Bank, M&T Bank, SunTrust Bank, Kentucky House Corporation, Allied Mortgage Group, Liberty Savings Bank and Provident Funding. This made the low priced loans more profitable and affordable, which kept the costs to the consumer at levels that were much more competitive than that of larger banks. Because Loan One self-funds its loans to the public, it does not incur debt to operate keeping its products better priced than the competition. Loan One is a licensed lender in Ohio, Indiana, Kentucky, Tennessee, North Carolina, South Carolina, Connecticut, and Maryland. For more information, contact us.

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