Citizens National Bank is the one of the largest independently owned and operated community banks in eastern Kentucky, with 17 locations serving eight counties throughout east, central and north east of the state. It offers banking products and services, including checking, savings and individual retirement accounts, certificates of deposit, mortgages/loans, wealth management as well as insurance needs. Citizens National Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender. In the last 10 years, the bank has merged with The Bank Josephine, acquired Heritage Bank of Ashland and also merged with Kentucky National Bank.
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