Citizens Guaranty Bank, 25 River Dr, Irvine, KY 40336, US

First Southern Bancorp is the holding company for First Southern National Bank. The bank offers a variety of personal and business financial services. It serves clients in the Ballard, Caldwell, Fayette, Garrard, Jessamine, Lincoln, Logan, Madison, Pulaski and Wayne counties in Kentucky. The bank also provides a variety of loan and mortgage options. Its deposit products include savings and checking accounts. The bank offers safe-deposit boxes, traveler s checks, and credit and debit cards, as well as operates a network of ATMs. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. First Southern National Bank also provides night depository, direct deposit, wire transfer, notary and merchant services.