The Citizens Bank is an independent, community bank chartered by the Commonwealth of Kentucky as a state bank in 1930. It operates as a one-bank holding company, the Citizens Bancorp of Hickman. The bank's trade area has grown reaching customers and businesses in the surrounding communities of Carlisle, Graves and Hickman counties in Kentucky. It also reaches the Lake, Obion, Dyer and Weakley counties in Tennessee. The Citizens Bank offers different products, such as, checking accounts, savings, certificates of deposit, individual retirement accounts and loans. The bank is a member of the Federal Deposit Insurance Corporation(FDIC) and an Equal Housing Lender.
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