United Fire & Casualty uses a combination of conservative management, progressive leadership and competitive products to become a successful regional carrier. The firm, founded in Cedar Rapids, Iowa in 1946, grew from a small auto insurance company. United Fire & Casualty has many wholly owned insurance subsidiaries, including Addison Insurance Company, Lafayette Insurance Company, American Indemnity companies and United Life Insurance Company. The firm, operating through a network of independent agents, provides insurance protection to individuals, businesses and organizations. Its complete line of products includes commercial insurance, personal insurance, life insurance and surety bonds. The firm is a licensed property and casualty insurer in 41 states, represented by more than 950 independent agencies, and as a life insurer in 27 states, represented by over 1,100 independent agencies. The company is headquartered in Cedar Rapids.
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