Cedar Valley Bankshares is a holding company that operates through First State Bank. First State Bank is an institution that provides personal and business banking products and services. The company s personal banking products include free and interest-bearing checking accounts, savings accounts, certificates of deposit, individual retirement accounts, lines of credit, personal loans, automobile loans, mortgages and lines of credit. Its business products and services include free and interest-bearing checking accounts, agricultural loans, credit card processing, loans for machinery and equipment and Small Business Association loans. In addition, First State Bank offers automated clearing house services, money orders, burial trusts, direct deposit, investment services, notary services, travelers checks and safe deposit boxes. The company operates branch locations in Rudd and Rockwell, Iowa. First State Bank is headquartered in Nora Springs, Iowa.
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