Heritage State Bank is a financial institution that provides a variety of business banking options. The bank offers regular, business and money market checking accounts. It also provides certificate of deposit and regular savings and individual retirement accounts. Heritage State Bank offers working capital and funds for business expansion and equipment purchase purposes. The bank provides commercial mortgages for the purchase and refinance of warehouses, retail establishments, offices, and industrial and other properties. It offers construction loans for the development of commercial and residential properties. Heritage State provides farm ownership loans to purchase farmland and construct and repair buildings and other structures. The bank additionally offers debit and credit cards. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.
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