Southwest GA Community CAC is a non-profit organization based in Albany, GA, dedicated to building wealth and creating economic opportunities for aspiring entrepreneurs and small business owners in Georgia. They provide affordable access to capital and business support, with a focus on African Americans, other populations of color, and low-income individuals, through their various programs such as the Small Business Revolving Loan Fund, Working Capital Loan, Contractor Working Capital Loan, and Micro Business Accelerated Loan Program.
With a mission to close the financial gap and make business owners financially whole, Southwest GA Community CAC works in partnership with banks to meet the credit needs of small businesses. Their loans, ranging from $10,000 to $50,000, can be used for various purposes including purchasing furnishings and equipment, real estate, renovations, financing short-term operational needs, and facilitating the expansion of existing businesses. Collateral requirements vary based on risk and creditworthiness, and the organization ensures equal access to their programs and services without discrimination based on race, color, national origin, disability, or age.
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