Rent-to-own, rental purchase or rent with an ownership option is the Rent-A-Center model. The company serves the needs of customers who lack the cash or financing to buy the products they want and need. This location has name-brand furniture, appliances, televisions, and even computers. All of this is provided with no down payment or credit report required. They will deliver and install, and also pick up if you decide to return the rental rather than keeping it.