This Best Bank Branch is located within the Kroger grocery store in the Douglas Commons shopping center. The bank offers many advantages bigger banks do not, such as: no credit check to open an account, no transaction fees, no minimum balance, no monthly service fee, free on-line banking, merchant services, payroll services and many branches are open seven days a week. The bank also has an ATM, located in the grocery store, with 24-hour, seven-days-a-week access.