Bank of the Ozarks occupies a shady lot near Winn Dixie at the corner of St. Rd. 70 and 9th St. E. It is accessible via either street. A quiet, businesslike atmosphere pervades the bank lobby, where tellers and advisers wait to offer assistance. It offers a full range of commercial and personal services, including online banking and bill payment. There is a UPS drop-off box outside the front door.