Achieva Credit Union offers everything a regular bank does, including checking and savings accounts, mortgages, home equity loans, auto loans, business loans, student loans and more. Achieva handles individual banking needs and business banking needs. This Achieva branch is very large, and the tellers and bankers are extremely knowledgeable and helpful. The main difference between a bank and a credit union is that a credit union is owned by its members, so if you have an account at a credit union, you're a part owner in the enterprise.