The Federal Home Loan Banks (FHLBanks) are 11 regionally based, wholesale suppliers of lendable funds to financial institutions across the United States, including community banks, credit unions, and insurance companies. Cooperatively owned by member financial institutions in all 50 states and U.S. territories, the FHLBanks provide a steady supply of funds that support local housing, jobs, and economic growth.
By promoting diversity, equity, and inclusion within their Banks and communities, the FHLBanks are committed to enhancing the stability of the U.S. financial system. Through strict adherence to capital, credit, and collateral standards, FHLBank members ensure safety and soundness while investing in the development and prosperity of their local communities.
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