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Financial and health security! Retirement, savings, and health programs are at the heart of workers, ' employers, ' and our nation's economic security. Founded in 1978, EBRI is the most authoritative and objective source of national data and research on these critical, complex issues. EBRI stands alone in employee benefits research as an independent, nonprofit, and nonpartisan organization. It analyzes and reports research data without spin or underlying agenda. All findings, whether on financial data, options, or trends, are revealing and reliable' the reason EBRI information is the gold standard for private analysts and decision makers, government policymakers, the media, and the public. Reports and books are published online, while members have access to more detailed insights, tabulations and comparisons, and researchers. EBRI studies the world of health security and retirement security programs' issues such as 401 ( k ) s, IRAs, retirement income adequacy, consumer-driven benefits, Social Security, tax treatment of both retirement and health benefits, cost management, worker and employer attitudes, policy reform proposals, and pension assets and funding. There is widespread recognition that if data exists, EBRI knows it. Members can save a tremendous amount of time and cost with a simple call to EBRI EBRI regularly provides congressional testimony, and briefs policymakers, member organizations, and the media on critical developments and new data and findings. EBRI maintains and analyzes the most comprehensive individual account database of 401 ( k ) and IRA programs in the world. Its computer simulation analyses on Social Security reform and retirement income prospects and its Retirement Readiness Rating are unique. EBRI directs members and other constituencies to the information they need, and undertakes new research on an ongoing basis. EBRI assumes a public service responsibility to make its findings accessible at www.ebri.org' so that all decisions that relate to employee benefits, whether made in Congress or board rooms or families' homes, are based on the highest quality, most dependable information. EBRI's website posts research findings, publications, and news alerts. EBRI also extends its education and public service role to improving Americans' financial knowledge through its award-winning public service campaign ChoosetoSave and the companion site www.choosetosave.org EBRI is supported by organizations from all industries and sectors that appreciate the value of unbiased, reliable information on financial and health security topics. Membership is available at levels of $4, 000, $7, 500, $15, 000, and $28, 500. This highest level is the Sustaining Membership that includes representation on the Board of Trustees. Full Membership at $15, 000 annually includes representation on the Advisory Council. Research Center Boards and subscriptions to the Retirement Confidence Survey, the Health Confidence Survey, and the Consumer Engagement in Health Care Survey are also available. Contact Dallas Salisbury, President, at Salisbury@EBRI.org ( or call 202-659-0670 ) Retirement Survey Published: April 2009 Our most widely read survey on key retirement indicators Employee Benefit Research Institute 1100 13th St. NW, DC 20005 Washington Suite 878 Phone: 202 ) 659-0670 Fax: 202 ) 775-6312 e-mail: info@ebri.org

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