History
Michael Shotnik started the industry in a mortgage call center, and quickly realized he loved the business, but didn't agree with the approach most companies were employing. As he's built his clientele he learned what clients liked, and don't like. All this experience has shaped the experience we offer today. Michael Shotnik made Mortgage Professional America's list of 'Young Guns' in 2014 and 2015, The 2016 Hot List, as well as the '40 Under 40 Mortgage Professionals to Watch' in National Mortgage Professional Magazine for 2013 and 2014. We've also been recognized multiple times by 5280, Pieces of Denver, and local news channels. We understand our client's needs and have structured our pricing, processes and service to match.
Specialties
The Michael Shotnik team specializes in home purchase and refinance loans. We offer clients free home loan pre-qualification & pre-approvals. Our mortgage financing programs include: Conventional Loans, Cash-out Debt Consolidation Loans, FHA Loans, VA Loans, FNMA Refinance Loans, FHA 203(k) Loans, Jumbo Loans, USDA / Rural Loans, Fixed Rate Mortgages, Adjustable Rate Mortgages, No Appraisal Loans, FHA Streamline Refinance, Home Affordable Refinance Program (HARP) Refinance, & other programs! Sierra Pacific Mortgage also participates in the Home Possible program. We are a highly rated mortgage bank, dedicated to serving Colorado, focused on making every client feel like our only. We know responsiveness is the industry's #1 shortfall, so we make it our strong point!