Sacramento Credit Union, a member-owned cooperative, is a full-service financial institution offering personal service through its branch network and the convenience of banking via a vast ATM network, as well as online banking. The credit union opened in an abandon church in 1935 as the Sacramento County Employees Credit Union. The field of membership had extended beyond the County of Sacramento employment group in 1985 and the company name became Sacramento Credit Union. As cooperatives, credit unions are owned and operated by the members. They are nonprofit and exist for the sole purpose of serving their membership, resulting in higher dividends on savings and lower interest rates on loans. There is no select group of shareholders. All members profit, individually and collectively.
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