Reverse Mortgages Only prides itself on understanding your family's needs. It believes in the "mom" model, treating all its clients the way it would want its mom to be treated. Reverse mortgages are a financial tool or loan, available only to homeowners more than 62 years of age. A reverse mortgage allows access to equity in your home, while you retain the title. Reverse Mortgages Only represents multiple lenders to make sure that you and your family get the best deal possible.