Provident Financial Holdings is the holding company of Provident Savings Bank, a community bank chartered in 1956. The company provides services through Provident Bank, Provident Bank Mortgage and its subsidiary, Provident Financial Corp. Provident Savings Bank offers personal and commercial banking services, such as checking, savings, certificates of deposit and money market accounts. To its commercial customers, the bank also offers term loans, Small Business Association loans, commercial real estate loans and business lines of credit, as well as a range of merchant services. Provident Bank Mortgage offers personal mortgages, home equity loans, lines of credit, construction loans and commercial loans. Provident Bank has more than 10 banking locations, and Provident Bank Mortgage has approximately 10 locations. Provident Financial Holdings is headquartered in Riverside, Calif.
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