Portfolio Loans in Vista, CA is a leading provider of alternative loan programs, catering to self-employed individuals, business owners, and high net-worth investors. With loan amounts ranging from $100k to $10 million, they offer stated income loans, jumbo loans, and other financing options for various property types including single-family homes, condominiums, office buildings, retail spaces, and more. Their flexible underwriting process and competitive rates make them a preferred choice for those unable or unwilling to use their tax returns to qualify for a mortgage.
As a Southern California-based lender, Portfolio Loans operates in most states nationwide, offering business purpose loans that serve as an excellent alternative to hard money and private money lenders. Their diverse range of loan programs includes asset depletion loans, bank statement loans, no income verification mortgages, and non-warrantable condo loans, among others. Whether it's a residential or commercial property, Portfolio Loans provides tailored solutions to meet the unique needs of their clients, making the loan process efficient and hassle-free.
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