My Down Payment is a mortgage brokerage firm based in Roseville, CA, offering a range of assistance programs and grants for first-time home buyers in California. They provide down payment and closing cost assistance to buyers with a credit score of 580 or higher, helping them navigate the home buying process and find the right mortgage option for their specific financial needs. With a team of experienced loan officers and mortgage brokers, My Down Payment aims to make the process of buying a home in California as smooth and efficient as possible.
They offer various loan options, including conventional, FHA, VA, USDA, and reverse mortgages, and work closely with clients to review and approve their applications. Their down payment assistance specialist, Jason Whigham, provides personalized guidance and can connect buyers with preferred realtors specializing in first-time homebuyer programs. Whether it's finding the right down payment assistance program or exploring seller credits to offset closing costs, My Down Payment is dedicated to helping California residents achieve their dream of homeownership.
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