With fluency in Spanish, Luis proudly serves clients in Southern California and specializes in pre-qualification, lending to self-employed clients, low-to-moderate income lending programs, lending to borrowers with limited credit history, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Luis is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Luis can help you get a clear picture of what might work best for you. Luis will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Luis wants to ensure that you have a positive home lending experience.