Established in 1975, Montecito Bank & Trust. is a community bank serving personal and business financial needs in Santa Barbara and Ventura Counties. Based in Ventura, Calif., the bank offers personal banking services, including online/mobile banking, e-statements, interest earning checking options and certificates of deposit, to name a few. It also offers time saving services, such as bill pay, direct deposit, mastermoney, debit card, instant bankerSM 24-hour telephone service and night depository. The financial institution is a member of Federal Deposit Insurance Corporation (FDIC) and Equal Housing Lender.
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