Description Bank of Agriculture & Commerce ( BAC ) is owned by the Berberian Family, which has lived and operated businesses in California's Central Valley for more than fifty years. Ronald A. Berberian, Chairman of the Board of Bank of Agriculture & Commerce, is committed to offer the best in financial and banking services. His dedication to BAC clients is reflected throughout the daily operation of the bank. Established in 1965, BAC specializes in providing financial services to local businesses and individuals. Our expertise lies in our ability to offer a full range of banking services to the professional sector, such as physicians, dentists, attorneys, accountants, and other businesses engaged in commercial or industrial activities. We take care of the financial banking needs of the business establishment as well as the personal banking needs of the owner or principals and their employees. We personalize services to fit the specific needs of each customer. BAC assigns bank officers to our clients so they can develop a better understanding of each client's needs, allowing our customers to receive the full benefit of our staff's expertise. All employees serve BAC clients with the highest levels of sincerity, fairness, courtesy, respect, and gratitude. We call this unique approach to client service relationship banking. We are proud of our reputation for providing superior personalized services specifically tailored to each client's needs. We are constantly looking for new ways to improve our service, our products, and our technical expertise. Our employees are committed and trained to provide the best in banking services to every client in order to keep pace with the ever-changing needs of our clients. BAC offers a variety of deposit accounts and loan products for business and personal clients. We also offer business related services such as cash management, lockbox service, courier, cash vault, Internet banking including online bill payment, and personal banking services such as safe deposit boxes, ATM cards, travelers' checks, Telebanking, Visa Check Card , Internet banking, and online bill payment and transfers. Our area of expertise lies in our ability to fulfill the credit and operational needs of small to medium size businesses.
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