Kim proudly serves clients in the Ladera Ranch, CA area. Kim has 24 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, fixed-rate mortgages, adjustable-rate mortgages, vacation home financing, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Kim is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Kim can help you get a clear picture of what might work best for you. Kim will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Kim wants to ensure that you have a positive home lending experience.