First General Bank is a full-service bank that provides standard consumer banking services as well as banking and cash management services for small to mid-sized businesses. For individual accounts it has senior checking, regular checking, NOW accounts, money market accounts, savings and time certificates of deposit. The business deposit accounts offered include business checking, analyzed business checking, business NOW, money market, savings and time certificates of deposit. Other commercial services include working capital loans and lines of credit, international trade financing, term commercial real-estate loans, SBA guaranteed loans and letters of credit.