History
Credit Restoration and Arbitration (CRA) is dedicated to helping stop creditors and credit bureaus from reporting inaccurate or untrue information on their credit reports. The modern day collection company's first step in trying to collect a so-called debt is to place a derogatory item on the person's credit report. Collection companies understand that this can and will interrupt any and all financial transactions in the future. At that point the person is at the mercy of the collection company. The problem with this approach is that the collection agency may not even verify if this debt is real. That's where we come in. We know all the latest laws and we fight for our clients!
Specialties
Focused on our clients best interest, we specialize in educating and helping them increase their own credit scores. We work with our clients, the credit bureaus and creditors to RAISE credit scores. Credit Restoration and Arbitration (CRA) helps clients challenge questionable, inaccurate, outdated, misleading and or unverifiable data on consumer credit reports. With our proven techniques and credit experience we permanently and legally delete negative items from a credit report, no matter how new they are, including: charge-offs, collections, late payments, foreclosures, short sales, judgments, bankruptcies, repos, and even tax liens.