The California FAIR Plan Association, based in Los Angeles, CA, offers basic fire insurance coverage for high-risk properties in California when traditional insurance companies are unable to provide coverage. Property owners can work with licensed insurance agents or brokers registered with the FAIR Plan to access tailored insurance policies for dwellings and commercial properties.
Established to ensure all California property owners have access to essential fire insurance, the FAIR Plan provides a temporary solution for those unable to secure coverage in the traditional insurance market. In addition to basic fire insurance, the FAIR Plan offers optional supplemental coverage and assistance in finding Difference in Conditions policies for comprehensive homeowners insurance.
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