USE Credit Union is located downtown and is a small and quiet. There is one ATM right next to the front door. The staff is friendly and eager to help; it seems that they really make a point to get to know you and remember your name. It is a popular choice with the students because of the free student checking with one waived overdraft fee included.
USE is an acronym for University and State Employees. The only criteria to be met in order to open an account with USE Credit Union is to be a student or employee of either system, or be a resident of Yolo, Sacramento, San Diego, Alameda or Santa Clara Counties.